L/CLetterofCredit信用证

L/Cisareliableandsafemethodofpayment,facilitatingtradewith

nknownbyersandgivingprotectiontobothsellersandbyers.

为跟不了解的买方做贸易，采用信用证结汇十分方便，可以保护

买卖双方利益

1.TheissanceofaL/Cstartswiththebyerwhoinstrctshis

banktoopenacredit(isseanL/C)infavorofthesellerfor

theamontoftheprchase.

先由买方指示其银行开信用证，收款方开卖方

2.Thebyersbank(openingbank)sendstheL/Ctoits

correspondentinthesellerscontry,givinginstrctions

abottheamontofthecredit,thebeneficiary,thecrrency,

thedocmentsreqiredandotherspecialinstrctions.

买方银行（开证行）将信用证开到其在卖方国家相应的议付行，

指示信用证金额，受益方，币种，所需的单据文件以及其它

特殊要求

3.UponreceiptoftheL/C,thecorrespondentadvisestheseller

ofthesameimmediately.

议付行收悉信用证后应随即如实通知卖方

4.Thesellerdealswiththecorrespondentbankandpreparesfor

theshipmentofthebyersorder.

卖方与议付行接洽后即准备出运买方的定单货载

5.Aftershipment,thesellerpresentstherelativeshipment

docmentstothebank,whichsholdbeclearlymarkedwith

OnboardMVxxxtogetherwithabillofexchange(汇票)drawn

ontheopeningbank.

货载出运后，卖方将相关的盖有OnBoardMVxxx字样的

货载单证连同带有开证行抬头的汇票一并交议付行

6.Thecorrespondentbankpaysthemoneytothesellerwhen

docmentspresentedarefondtobeinorder.

议付行经验证卖方单据完整无误后即向卖方结汇

7.Thecorrespondentbankthensendsalltheshippingdocmentsto

thebyersbank,which,intrn,passesthemtothebyer,who

finallyreimbrsesthecorrespondentbankthroghthebyersbank.

议付行然后将所有的货载单据转给买方银行，买方银行再转交给

买方；买方最终通过买方银行向议付行支付

tomeettheapplicableL/Creqirements以满足信用证要求

L/GLetterofGarantee银行保函

L/ILetterofIndemnity赔偿保证书

Opening（Issing）Bankatimportersplace开（信用）证行

Advising（Notifying）Bankatexportersplace通知行

Paying（Drawee）Bankatexportersplace付款行

NegotiatingBankAbanknamedinthecredit；examinesthedocments

andcertifiestotheissingbankthatthetermsare

compliedwith。议付行